.claims-page{background:var(--bg);color:var(--text)}.claims-header{z-index:30;background:var(--surface);border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;padding:12px 6%;display:flex;position:sticky;top:0}.claims-header-actions{align-items:center;gap:24px;display:flex}.claims-main{max-width:1280px;margin:auto;padding:60px 6% 40px}.claims-intro{max-width:780px;padding-bottom:48px}.claims-intro h1{font-family:var(--heading);margin:18px 0 24px;font-size:clamp(40px,5vw,68px)}.claims-intro p{font-size:18px;line-height:1.7}.claims-intro em{font-style:italic}.claims-help-grid{grid-template-columns:.85fr 1.4fr;align-items:start;gap:26px;margin-bottom:64px;display:grid}.claims-rep,.claims-checklist{border:1px solid var(--line);background:var(--surface);border-radius:20px;padding:30px}.claims-page h2{font-family:var(--heading);margin:12px 0 18px;font-size:32px;line-height:1.2}.claims-page h3{font-family:var(--heading);color:var(--text);font-size:23px}.claims-rep .claims-role{margin-bottom:24px;font-size:14px}.claims-contact{text-underline-offset:4px;overflow-wrap:anywhere;align-items:center;gap:12px;min-height:48px;text-decoration:underline;display:flex}.claims-hours{border-top:1px solid var(--line);margin-top:22px;margin-bottom:0;padding-top:18px;font-size:13px}.claims-checklist ul{grid-template-columns:1fr 1fr;gap:22px;margin-bottom:0;padding:0;list-style:none;display:grid}.claims-checklist li strong,.claims-checklist li span{display:block}.claims-checklist li strong{margin-bottom:4px;font-size:15px}.claims-checklist li span{color:var(--muted);font-size:14px;line-height:1.6}.claims-directory>p{max-width:850px}.claims-carriers{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:30px;display:grid}.claims-carrier{border:1px solid var(--line);background:var(--surface);border-radius:18px;padding:24px;transition:border-color .2s,box-shadow .2s}.claims-carrier:focus-within,.claims-carrier:hover{border-color:#5b0e2d;box-shadow:0 8px 24px #5b0e2d12}.claims-carrier a{min-height:48px;margin-top:16px;padding:5px 0;display:block}.claims-carrier a>span{color:var(--muted);font-size:12px;display:block}.claims-carrier strong{text-underline-offset:4px;align-items:center;gap:8px;font-size:17px;font-weight:500;text-decoration:underline;display:flex}.claims-endnote{margin-top:32px;font-size:13px}.claims-footer{border-top:1px solid var(--line);justify-content:space-between;gap:24px;padding:30px 6% 100px;display:flex}.claims-footer a{align-items:center;gap:8px;display:flex}:is(.claims-page a:focus-visible,.claims-page button:focus-visible){outline:3px solid var(--text);outline-offset:5px}@media (max-width:900px){.claims-carriers{grid-template-columns:repeat(2,minmax(0,1fr))}.claims-help-grid{grid-template-columns:1fr}}@media (max-width:540px){.claims-main{padding-top:36px}.claims-header{padding:10px 5%}.claims-header-actions{gap:10px}.claims-header .agency-logo{max-width:170px}.claims-checklist ul,.claims-carriers{grid-template-columns:1fr}.claims-rep,.claims-checklist{padding:24px}.claims-footer{flex-direction:column}.claims-page h2{font-size:28px}}.claims-page{isolation:isolate;position:relative}.claims-background{z-index:-1;pointer-events:none;background:linear-gradient(to bottom,transparent 45%,var(--bg) 100%),url(/claims-background.png) center top/auto 680px no-repeat;opacity:.18;height:850px;position:absolute;inset:0 0 auto}.claims-carriers{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.claims-carrier{border-radius:14px;padding:16px}.claims-page .claims-carrier h3{font-size:20px}.claims-number-row{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;display:grid}.claims-number-row a{min-height:48px;margin-top:8px}.claims-number-row a:only-child{grid-column:1/-1}.claims-carrier strong{white-space:nowrap;gap:4px;font-size:13px}.claims-carrier strong svg{flex-shrink:0;width:12px}.claims-carrier a>span{font-size:11px}@media (max-width:1050px){.claims-carriers{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:600px){.claims-carriers{grid-template-columns:1fr}.claims-background{background-size:auto 520px;height:680px}.claims-carrier strong{font-size:15px}}.claims-main{max-width:1800px;padding-left:clamp(20px,4vw,76px);padding-right:clamp(20px,4vw,76px)}.claims-help-grid{max-width:1250px}.claims-carriers{grid-template-columns:repeat(auto-fit,minmax(min(100%,285px),1fr))}