Renters Insurance

Just Because You Rent, You Should Still Protect What You Own

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Even if you don’t own the house or apartment where you live, you still need insurance protection for your personal belongings. Your landlord is not responsible for protecting your belongings; you are. Renters insurance, also known as tenants insurance, can protect your personal property against fire, theft, and vandalism.

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A critical reason for obtaining a renters insurance policy is to protect your personal property – that includes anything in your apartment or home that isn’t physically part of the property itself. You likely have a lot of money invested in things like clothing, jewelry, silverware, electronics, furniture, etc., so they are worth protecting.

One more reason to obtain renters insurance is to protect you from personal liability should someone who is visiting or delivering something to your rented home seriously injure themselves, and a lawsuit is pursued. The right renters insurance policy will cover the costs of fighting such lawsuits and any medical expenses incurred.