What is Condo/Co-op Insurance?

Condo or co-op insurance is designed to protect unit owners from financial losses that building association policies don’t cover. While the master policy typically insures the structure and common areas, it doesn’t protect your personal belongings, interior improvements, or liability. Condo/Co-op insurance ensures your unit, possessions, and personal liability are safeguarded against risks like fire, theft, or accidents.

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Why Do You Need One?

• Covers personal belongings and interior upgrades not included in the building’s master policy.

• Provides liability protection if someone is injured in your unit.

• Offers coverage for loss of use if your unit becomes uninhabitable.

• Ensures peace of mind by filling the gaps left by the association’s insurance.

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Why Paston Agency?

At Paston Agency, we specialize in tailoring condo and co-op insurance policies that bridge the gap between your building’s master policy and your personal needs. Our expertise ensures you only pay for coverage you truly need, while still being fully protected. We simplify complex policies, negotiate competitive rates, and provide ongoing support so you can feel confident your investment is secure with us.