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General Liabilty

What is General Liability Insurance?

General Liability Insurance protects businesses from financial loss due to claims of bodily injury, property damage, personal injury, or advertising injury caused to third parties (customers, clients, or the public) during business operations.

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Why Do Businesses Need General Liability Insurance?

  • Lawsuit Protection: Covers legal fees, settlements, and judgments if your business is sued.

  • Accident Coverage: Pays for medical expenses if someone is injured on your business premises.

  • Client & Contract Requirement: Many clients, landlords, and vendors require proof of coverage before doing business with you.

  • Business Credibility: Having coverage shows professionalism and builds trust with clients and partners.

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Who Needs General Liability Insurance?

  • Small Business Owners & Startups: Protection from unexpected claims during early growth.

  • Retailers & Restaurants: High foot traffic increases the risk of slip-and-fall incidents.

  • Contractors & Service Providers: Required to work on job sites or enter client properties.

  • Offices & Professionals: Covers liability from client visits and business operations.

  • Landlords & Property Managers: Protects against claims from tenants or visitors.

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