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Valueables Insurance

Make Sure Your Valuables are Covered

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Chances are you own expensive items such as jewelry, silverware, antiques, artwork, or firearms, and more. Many make the mistake of assuming that their homeowners' Insurance will cover the full value of these types of items if they are stolen, broken, or damaged. In that case, Paston Insurance Group encourages you to consider valuables insurance to make sure your loss would be covered.

In general, any item worth more than $2,500 should be insured with supplemental valuables insurance. Here is a list of items with typically high values that should be covered by a supplemental valuables insurance policy:

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  • Jewelry of precious metals and gemstones

  • Silverware

  • Antiques and heirlooms

  • Custom-made and designer furnishings

  • Couture clothing and accessories

  • Mechanical watches, particularly rare models

  • Rare musical instruments​

  • Fine wine collections

  • Furs

  • Handmade rugs, carpets, quilts, and tapestries

  • High-end / designer appliances

  • Fine arts, original paintings and sculptures, and signed prints by noted artists

  • Collectibles including rare books, stamps, glassware, china, etc.

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